Mortgage Costs & Rates

Current rates, fees, stamp duty and the real cost of borrowing, so you know what to expect before you apply.

10 Articles
second job mortgage guide
Mortgage Costs & Rates

Second Job & Mortgages (2026): Does It Count? Yes, But…

Mortgage With/After · Second Job Income · Updated September 2026 Second Job Income & Mortgages (2026): Does It Count? Yes, a second job...

September 10, 2026
deposit for 450k house
Mortgage Costs & Rates

Can You Afford a £450k House? Deposit & Income (2026)

Deposits · £450k Purchase · Updated September 2026 Deposit for a £450,000 House (2026): How Much You Need The minimum deposit for a...

September 5, 2026
flat vs house guide
Mortgage Costs & Rates

Flat vs House (2026): The Real Cost Compared

Comparisons · Property Types · Updated September 2026 Flat vs House (2026): The Real Cost & Which to Buy Flats are around 40%...

September 3, 2026
late payment mortgage options
Mortgage Costs & Rates

Mortgage With Late Payments (2026): What Lenders Accept

Bad Credit · Late Payments · Updated August 2026 Mortgage With Late Payments on File (2026): What Lenders Accept Late payments are the...

August 24, 2026
mortgage with overdraft guide
Mortgage Costs & Rates

Overdraft & Mortgages (2026): What Lenders See on Statements

Mortgage With/After · Affordability · Updated August 2026 Overdraft Use & Mortgages (2026): What Lenders See on Your Statements Being in your overdraft...

August 23, 2026
credit score for mortgage
Mortgage Costs & Rates

What Credit Score Is Needed for a Mortgage? (2026)

Costs & Rates · Credit Scores · Independent 2026 Guide What Credit Score Is Needed for a Mortgage? (2026) Here’s the honest answer...

July 10, 2026
stamp duty first time buyer
Mortgage Costs & Rates

First-Time Buyer Stamp Duty (2026): What You Actually Pay

Costs & Rates · First-Time Buyers · Independent 2026 Guide First-Time Buyer Stamp Duty (2026): What You Actually Pay The rules changed on...

July 9, 2026
mortgage with a default help
Mortgage Costs & Rates

Mortgage With a Default (2026): Can You? Deposit & Lenders

Bad Credit · Defaults · Independent 2026 Guide Can You Get a Mortgage With a Default? (2026): Yes — Here's How A default...

July 7, 2026
Mortgage Valuation help
Mortgage Costs & Rates

Mortgage Valuation (2026): Timeline & Down Valuations

Mortgage Costs · Valuation · Independent 2026 Guide Mortgage Valuation (2026): Timeline, What They Check & Down Valuations A mortgage valuation isn’t a...

July 6, 2026
mortgage fees 2026
Mortgage Costs & RatesPopular

Mortgage Fees Explained (2026): Every Cost & Charge Listed

Mortgage Costs & Rates · Complete Hub · Independent 2026 Guide Mortgage Fees Explained (2026): Every Cost of Getting — and Leaving —...

July 2, 2026
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